• We have several financing plans available to you. Our most popular plan is "no interest if paid in full within 6 months". Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 6 month period. If you would prefer, revolving credit accounts are available to keep the payments lower over a longer period of time. The financing process is fast, simple and confidential.

   
    No Credit Check from Progressive
  We have available a No Credit Check financing plan offering a 90 day Same As Cash option, an Early buyout discount after 90 days, or 12 month lease to own option. Application is simple. You may apply on line by clicking on the Progressive Icon, or just come in to our store. After your application is accepted you need to supply to Mattress Factory Outlet :

  *	Your most recent 30 day bank statement (all pages, sorry no ATM printouts)
  *	Your most recent paycheck stub with year to date information
  *	A voided check or Bank Account Verification Form
  *	Photo ID
  *	$40 Application fee (fee is refunded if application is declined)

  The requirements are :

  *	You must have an open checking account that has been active for a minimum of 3 months
  *	No NSF's or excessive over drafts
  *	Most show at least $500 deposited per month and have at least five transactions to be considered active
  *	You must be employed for the past six months at the same job (not a temporary service)
  *	Must gross more than $1000 per month

  Please see store for details, payment requirements, and approval amounts.

• Layaway is available to everyone and is a simple process that requires no pre approval. With a small down payment and minimum monthly payments of 10% of the purchase price, you qualify. When your item is paid in full we will arrange for delivery to your home. It's that simple.

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